Here are some categories for managing personal finances (I like putting things into categories) :
Overall resource planning. Managing the relationship between time and resource.
Resource that comes in.
- Income from investments
Resource that goes out. Paying for stuff.
Saving and Investing
Paying today, benefiting tomorrow. All investment involves a degree of risk.
- Savings plans
Borrowing and Debt
Benefitting today, paying tomorrow. Also involves uncertainty.
Paying to reduce uncertainty.